Action Council (HAC)
a Home Improvement Program funded by New
York State Affordable Housing Corporation (AHC) which provides funds of up
to $15,000 for eligible repairs in homes owned by income eligible
households who reside in Westchester County. This program is coordinated
with HAC's home ownership counseling program in that income eligible households
who have purchased during the program's ten year history can participate
as well as other households who reside in Westchester County. The program covers approximately 60% of the cost of eligible repairs. Households must cover
the balance with their own funds, funds from other sources, or borrowed funds.
HAC will assist applicants in determining how they can cover their portion of
the repair costs.
purpose of the program is twofold: to upgrade existing housing and to enable
home owners to maintain and afford their homes.
Types of Property are Eligible?
Types of Improvements are Eligible?
51% of the AHC funds are required to be used to prolong the useful life of homes,
correct structural defects or repair building systems. Examples of the types of
Energy conservation measures
Handicapped accessiblity items
evaluates properties and coordinates services. A scope of work and cost estimates
will be prepared by a representative of Housing Action Council. All work is required
to be done by qualified contractors. Three bids for each home improvement project
are sought. The lowest qualified bidder will perform repairs or improvements.
Income Qualification, Screening and Selection Process
Action Council manages the screening and selection process. Applicants are required to submit the following information:
last two years' federal tax returns and W-2s for all household members
employee pay stubs that cover the most recent 1 month period
of any other sources of income, e.g., social security, retirement benefits, and
4. bank statements for the three most recent months
of other assets, e.g., deferred compensation plans, annuities, stocks, bonds,
6. Any other documents requested.
To be eligible household assets cannot exceed $15,000.
Assets include monies in savings or checking accounts, certificates of deposit,
stocks and bonds.
Each applicant will be required
to sign a certification attesting to the accuracy of the household income and
program requires continued occupancy by the homeowner for a period of time depending
on the amount of the AHC grant. Should the homeowner move within that time period,
all or a portion of the grant must be repaid.
will be a modest fee for Housing Action Council's staff services and contracted services
which include preparation of scope of work, oversight of the repairs, qualifying
households and arranging additional financing.
an Application and more Information contact:
Housing Action Council
55 South Broadway
Tarrytown, NY 10591