Since 1974 HAC has made a difference

	by assisting in the development of over 1500 units in the Westchester/Hudson Valley and surrounding areas;
	by leveraging well over $100 million in public and private funding to create affordable rental and ownership housing;
	by contracting with the City of Yonkers to provide advice and support to comply with a housing desegragation order;
	by collaborating with the New York Mortgage Coalition since 1994 to provide individual home ownership counseling to potential first-time homebuyers;
	by creating a program design for the County over the period 1974 to 1990 that resulted in the creation of the Westchester County Division of Housing and Community Development and a Housing Office with the Department of Social Services. It helped create the Westchester Housing Fund and spearheaded the creation of WESTHAB, a county-wide-not-for-profit housing development and management organization which was spun off in 1982.

Provides Development Services
HAC offers technical assistance and extensive services to community-based not-for-profit organizations, public agencies and community-minded for-profit developers to produce and preserve affordable housing.

Provides Home Ownership Services

	Counseling In collaboration with the New York Mortgage Coalition, HAC provides counseling enabling individuals to learn how to budget for a home, to establish a good credit history and to apply for a mortgage. HAC partners with Astoria Federal Savings, Bank of America, Citibank, HSBC Bank USA, JPMorgan Chase, M & T, North Fork Bank, The Bank of New York and Washington Mutual.
	Front Door Program In collaboration with Westchester Interfaith Housing Corp. and Westchester Residential Opportunities, HAC provides comprehensive first-time homebuyer counseling services plus down payment and closing cost assistance.
	Home Improvement Program HAC has grants available to enable home owners to maintain their housing, and enable first time buyers to have greater access to the market by offering repair funds once they are closed. Up to $15,000 is provided for eligible repairs in homes owned by low- and moderate-income families in Westchester County. The program covers up to 60% of the cost of repairs. Households must cover the balance with their own or borrowed funds, or other grants which HAC will help to arrange.

Provides Program Design Services
HAC assists public and private agencies to identify policies and design programs that facilitate the production and preservation of affordable housing

Hosts the Community Housing Resource Center
CHRC, sponsored by the United Way of Westchester and Putnam, is dedicated to promoting a more favorable climate towards affordable housing in Westchester County. The Center works at the grass roots level, community by community, to garner local support for affordable housing initiatives. It provides information and technical assistance in constructive ways to local public officials and interested citizens to develop affordable housing plans that will receive broad-based community support. It is governed by a 12 to 16 member Policy Board.

Informs about and advocates for affordable housing programs and policies
Through a newsletter and 'Call to Action', HAC provides information on innovative housing initiatives, local public and private housing programs, as well as new legislative and administrative developments. HAC develops and articulates public policy positions on affordable housing and is known for its reliable facts, solid analysis and cogent, persuasive arguments.

Why Join HAC
Your membership is a strong component for obtaining funds and provides a base to launch housing advocacy efforts. You, as well, can benefit from the opportunity to exchange information and ideas to develop programs. Through newsletters and 'Calls to Action' you are alerted to significant housing legislation and can learn about affordable housing and home ownership programs.

Who Should Join HAC
Membership is open to all concerned with affordable housing--

• banks
• renters
• architects
• developers
• businesses
• homeowners
• corporations
• civic associations
• local governments
• neighborhood groups
• religious organizations
• local housing committees
• human service organizations
• not-for-profit housing developers
• and all individuals interested in housing

How to Join HAC Membership Application - PDF file You will need Adobe Acrobat Reader to read and print the HAC Membership Application. You can download this free software at http://www.adobe.com/products/acrobat/readstep2.html.